Sample Outline

Topic 1: Introduction to Financial Well-Being

• How to set meaningful and actionable goals

• Getting on the same page with your partner

  • Learning how to "talk money"

Topic 2: Getting into Financial Fitness Shape

• How to create a spending plan

• Understanding the power of cash flow

• Financial Basics 101

  • The time value of money

  • Inflation

  • Compound interest

  • Risk and diversification

Topic 3: Getting a Handle on Where You Stand

• What are you really worth today?

  • The Personal Balance Sheet

• Understanding what affects Net Worth

  • Which actions add/subtract from our net worth?

• Debt: How to get a Game Plan in place now!

  • Prioritizing and paying it off

  • Understanding what to attack first and why

Topic 4: Planning for Future Needs

• Identifying future savings needs

  • Retirement

  • Education

• Making calculations and estimating payments

• Overview of Social Security 

  • What to expect when you retire

  • When to begin taking benefits

• Investing simplified for everyday use

  • Is it more important to focus on saving or investing?

  • Can you simply explain what investment vehicles are out there

Topic 5: Personal Risk Managment

• Identifying risks we face

  • Property

  • Liability

  • Disability

  • Accident/Sickness

  • Premature Death

  • Living too long

  • Identity and reputation

• Understanding Risks- how to classify and prioritize

• Overview of financial vehicles to address risks

  • How they work

  • What they cost

• Putting your Game Plan together

  • Identify objectives and action steps

  • Prioritize based on risks, goals, and funds

  • Identifying a "control" for success